ExpertWe pushed the same synthetic transaction stream and a stack of onboarding cases through nine platforms sold as AML software for fintech. What surprised our team was how few of them cover the full lifecycle: most own one slice, monitoring or screening or filing, and quietly hand the rest to a second product.
Our team ran the same regulatory update through ten platforms sold under one banner: track a rule, map the obligation, route it to an owner, and prove the trail to an examiner. The surprise was how few of the ten actually manage regulatory change, and how far a bank-grade obligations tool sits from the tax and audit software filed beside it.
We ran the same five scenarios through ten GRC platforms - SOC 2 Type 1, ISO-to-HIPAA mapping, automated evidence pulls, a vendor SIG Lite, and a DORA obligation drill - and the surprise was how few of these tools agree on what GRC actually means. Some are workflow engines, some evidence vaults, some insurance ledgers.